@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@600;700;800&display=swap');
:root{--navy:#075186;--navy-deep:#06345a;--gold:#dcae36;--ink:#17324a;--muted:#627383;--cream:#fbfaf7;--line:#dce5ea;--shadow:0 18px 45px rgba(26,64,93,.09);font-family:'DM Sans',sans-serif;color:var(--ink);background:var(--cream)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink)}a{color:var(--navy);text-decoration:underline;text-decoration-color:rgba(7,81,134,.3)}a:hover{text-decoration-color:var(--navy)}
.container{max-width:1140px;margin:auto;padding:0 28px}
.legal-header{padding:22px 0;border-bottom:1px solid var(--line);background:#fff}
.legal-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:9px;text-decoration:none;font-family:'Playfair Display',serif;font-weight:800;color:var(--navy);font-size:16px}
.brand-mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--navy),var(--navy-deep));color:#ffe8a0;display:grid;place-items:center;font-size:14px}
.back-link{font-size:12.5px;font-weight:600;color:var(--muted);text-decoration:none}
.back-link:hover{color:var(--navy)}
.legal-hero{padding:44px 0 8px;text-align:center}
.legal-hero span{font-size:11px;letter-spacing:1.6px;font-weight:800;color:#be8c23;text-transform:uppercase}
.legal-hero h1{font-family:'Playfair Display',serif;font-size:clamp(28px,4vw,42px);color:var(--navy);margin:10px 0 8px;letter-spacing:-.6px}
.legal-hero p{color:var(--muted);font-size:14px;margin:0 0 8px}
.legal-body{max-width:760px;margin:0 auto;padding:28px 28px 90px}
.legal-body h2{font-family:'Playfair Display',serif;color:var(--navy);font-size:22px;margin:38px 0 12px}
.legal-body h2:first-of-type{margin-top:8px}
.legal-body h3{font-size:15px;color:var(--navy);margin:20px 0 6px}
.legal-body p{font-size:14.5px;line-height:1.75;color:#344b5a;margin:0 0 14px}
.legal-body ul{margin:0 0 14px;padding-left:20px}
.legal-body li{font-size:14.5px;line-height:1.7;color:#344b5a;margin:0 0 8px}
.legal-body strong{color:var(--ink)}
.legal-note{background:#fef9e8;border:1px solid #ead8a3;border-radius:12px;padding:16px 18px;font-size:13.5px;color:#7d6a34;margin:24px 0}
.legal-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px;box-shadow:var(--shadow);margin:20px 0}
.legal-toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin:26px 0;box-shadow:var(--shadow)}
.legal-toc p{margin:0 0 8px;font-weight:700;font-size:13px;color:var(--navy);text-transform:uppercase;letter-spacing:.06em}
.legal-toc ol{margin:0;padding-left:18px}
.legal-toc li{font-size:13.5px;margin:4px 0}
.legal-toc a{text-decoration:none;color:#344b5a}
.legal-toc a:hover{color:var(--navy)}
.contact-box{display:flex;align-items:center;gap:14px;background:linear-gradient(135deg,#0a4c7b,#082d50);color:#fff;border-radius:16px;padding:24px 26px;margin:30px 0}
.contact-box .ic{font-size:26px}
.contact-box h3{margin:0 0 4px;font-size:16px;color:#fff}
.contact-box p{margin:0;font-size:13.5px;color:#cbdde8}
.contact-box a{color:#ffe8a0;font-weight:700}
.legal-links{display:flex;flex-wrap:wrap;gap:10px 22px;justify-content:center;margin:0 0 10px}
.legal-links a{font-size:12.5px;color:var(--muted);text-decoration:none}
.legal-links a:hover{color:var(--navy)}
footer.legal-footer{background:#072a48;color:#b1c4d0;text-align:center;padding:28px 0;font-size:12px;line-height:1.8}
footer.legal-footer b{color:#fff}
footer.legal-footer small{display:block;max-width:620px;margin:8px auto 0;color:#829cab}
@media(max-width:640px){.legal-body{padding:24px 18px 70px}.contact-box{flex-direction:column;text-align:center}}